Financial Focus, LLC
70 South Orange Ave.
Suite 245
Livingston, NJ 07039
Voice: (973) 533-0666
Fax: (973) 533-6460


Wealth Planning
  • Securities and Investment Advisory Services offered through Securian Financial Services, Inc. Member FINRA/SIPC Financial Focus, LLC and its member companies are independently owned and operated.
 Our Approach to Financial Services

Certified Financial Planners

Michael Kay Financial Life PlanningMichael Kay - Financial Focus President Michael Kay, is a Certified Financial Planner™ (CFP®) practitioner and a CPA, who has worked as an executive in the financial industry since 1976. Mr. Kay teaches in the CFP program in Taxation at New York University, also teaches at Fairleigh Dickinson University's Madison, NJ, campus, and is an expert in the areas of financial and tax planning, personal investment strategy and wealth management. He is a registered representative of Securian Financial Services, Inc., Member, FINRA/SIPC.  Mr. Kay has attended the Financial Life Planning training at Money Quotient as well as the Kinder Institutes’ “Seven Stages of Money Maturity”, and employs the skills and concepts of Financial Life Planning with his clients.

Michael and Financial Focus were recently featured in an article in the Daily Record, published in Morristown, New Jersey. To read, please click here.

Contact Michael at mkay@Financial-focus.net.

Metro J. Duda, Jr. Life TransitionsMetro J. Duda, Jr. - Metro J. Duda, Jr., Vice President at Financial Focus, LLC, is a Certified Financial Planner (CFP™) practitioner, Chartered Financial Consultant (ChFC), and Certified Long-term Care Planner (CLTC).  He has been in the financial services industry since 1983.  Mr. Duda has attended the Financial Life Planning training at Money Quotient and employs the skills and concepts of Financial Life Planning with his clients. Metro specializes in working with high net-worth individuals, business owners and professionals, in both financial life planning and portfolio management.  Metro is a Registered Representative for Securian Financial Services, Inc.

Contact Metro at mduda@Financial-focus.net

Charles P. Weidman Wealth ManagementCharles P. Weidman - 
Charlie Weidman is a Certified Financial Planner (CFP™) practitioner with 25 years of financial services working with institutional clients, money managers, hedge funds, and individuals. Mr. Weidman has an MBA in Finance from DePaul University, is a Registered Representative and Investment Advisor Representative of Securian Financial Services, Inc., (Series 7, 63, 66), is licensed for insurance products (life, disability, long term care), holds a certification in long term care planning (CLTC), and has completed the Certified Financial Planning curriculum at The American College. Charlie specializes in retirement planning and investment advisory services.

Contact Charles at:cweidman@Financial-focus.net

Hugues Rivard Financial ServicesHugues Rivard - Hugues Rivard is a Certified Financial Planner (CFP™). He earned his M.B.A. in finance and organizational behavior from the J.L. Kellogg Graduate School of Management at Northwestern University, and his B.A. in mathematical economics from Colgate University.

Prior to joining Financial Focus, LLC, Mr. Rivard spent more than six years as a Private Client Manager at Assante Global Advisors/Loring Ward Capital Management, in New York and Los Angeles. He provided life management services to high-net worth individuals, including financial planning and portfolio management, insurance planning, wealth transfer and charitable giving. Mr. Rivard has attended the Financial Life Planning training at Money Quotient.  He also brings financial services experience as an investment banker with CIBC Wood Gundy in Montreal, and Goldman Sachs & Co. in New York

Contact Hugues at hrivard@Financial-focus.net

Financial Focus Team Members

Olga Raykhelson Financial ServicesOlga Raykhelson - A Financial Advisor with an MBA in investment finance, Olga has been in the Financial industry since 1987. Her previous experience includes work as an analyst at the investment bank Kidder, Peabody and Co. Mrs. Raykhelson has attended the Financial Life Planning training at Money Quotient and employs the skills and concepts of Financial Life Planning with her clients.  In addition, Olga is a Registered Representative for Securian Financial Services, Inc. Olga also serves as our office Principal.

Contact Olga at (212) 249-8834 or by email: oraykhelson@Financial-focus.net

William G. Timpson - William Timpson joined our team in May 2008. Bill received a BA from Fairfield University and recently passed the CFP® Certification Exam, though not yet registered with Securian Financial Services. Bill has extensive experience in computer programming and information technology. Financial Focus benefits from his technical expertise and a broad base of financial planning knowledge.

Contact Bill at:wgtimpson@Financial-focus.net


Patrick Brydon - Please welcome the newest member of the Financial Focus family.  Patrick, a 2007 graduate of the University of Richmond with a BS in Business Administration, is currently pursuing CFP® certification. He joined the Financial Focus team as an associate in September, 2008. In this capacity, he works closely with our senior planners who create financial plans for our clients. When not at Financial Focus, Patrick enjoys traveling the globe as well as spending time with his family and friends, and even playing the occasional 18 holes of golf. Patrick is a Registered Representative of Securian Financial Services.

Contact Patrick at:pbrydon@Financial-focus.net

Client Service Team:

Patrice Nicita Asset Distribution PlanningPatrice Nicita
Patrice Nicita joined Financial Focus in April 1999.  Patrice handles all office responsibilities.
Contact Patrice at pnicita@Financial-focus.net

Kathy Molinaro Financial FutureKathy Molinaro
Kathy Molinaro joined Financial Focus in September 2005; she is responsible for our appointments and processing applications.
Contact Kathy at kmolinaro@Financial-focus.net

Ashley Gaynor
Ashley joined Financial Focus, LLC in August, 2007. "The Voice" of Financial Focus, Ashley's responsibilities include office schedules and client relations. Contact Ashley at agaynor@financial-focus.net