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Financial Focus, LLC
70 South Orange Ave.
Suite 245
Livingston, NJ 07039
Voice: (973) 533-0666
Fax: (973) 533-6460

  • Securities and Investment Advisory Services offered through Securian Financial Services, Inc. Member FINRA/SIPC Financial Focus, LLC and its member companies are independently owned and operated.
 Financial Planning Services

At Financial Focus, LLC, we offer our clients a choice of Comprehensive or Modular Planning depending on their needs. In order to create a plan that reflects the goals and dreams of our clients, we will spend the time needed to understand your needs and specific situation and dreams, in order to provide the most professional and appropriate advice.

Financial Planning is a process which includes the following proscribed steps:

1.   Establishing and defining the client-planner relationship.
2.   Gathering client data, including goals.
3.   Analyzing and evaluating your financial status.
4.   Developing and presenting financial planning recommendations and/or alternatives.
5.   Implementing the financial planning recommendations, as appropriate.
6.   Monitoring the financial planning recommendations.

Comprehensive planning covers the following areas of one's financial life:

financial focus Net Worth Analysis
financial focus Risk Management (click for information)
financial focus Investment and Wealth Planning (click for information)
financial focus College Cost Planning (click for information)
financial focus Retirement Planning (click for information)
financial focus Estate Planning (click for information)
financial focus Income Tax Planning (click for information)
financial focus Business and Succession Planning (click for information)


Modular Planning would include one or more of the above list, as appropriate.

Follow Up:

In addition to the creation of a written financial plan, we will design a schedule of meetings and consultations to monitor and review your progress. We believe that excellent communications and monitoring is integral to your success.

Costs:

Fees for Financial Planning Services are based on an agreed upon format; either Flat-fee or Hourly. A written proposal of anticipated costs will be provided for your review and approval prior to work commencing. Our policy is to submit our invoice upon presentation of your written financial plan.

Plan Implementation:

The implementation of plan recommendations are the actions required to create momentum towards your success. While Financial Focus, LLC is able and happy to help you with the implementation stage, there is no requirement or obligation that you do so. Any placement of products is a separate and distinct service from our role as financial planners provided by the representatives of Financial Focus, LLC and through our affiliates at Securian Financial Services, MidAtlantic Resource Group, or other outsourced relationships.