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Financial Focus, LLC
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LEGAL NOTICES Please read the following terms and conditions
carefully. Use of this website is conditioned upon, and signifies your
agreement to, the following terms and conditions listed here and throughout
this website. Financial Focus, LLC (“Financial Focus”) may amend these terms
and conditions. Each use of this site reaffirms your acceptance of the terms
and conditions contained within this website at that time of use. Terms of Use While we have tried to present timely and accurate
information, and have relied on sources we believe to be reliable, technical
and factual inaccuracies may occur. Financial Focus does not warrant the
accuracy and completeness, either expressly or implied, of the materials
presented on this website. Due to the possibility of human, mechanical and
electronic errors, as well as many other factors, Financial Focus is not
responsible for any errors and omissions in information contained within this
site, and the information, products and services available on or through it,
are provided "as is," without warranty of any kind, either express
or implied, including without limitation: (a) any warranties concerning
availability, accuracy or content; and (b) any warranties of title or
warranties of merchantability or fitness for a particular purpose. Neither
Financial Focus nor its affiliates, directors, officers, shareholders,
members or employees will be liable or have any responsibility for any loss
or damage due to failure or interruption of this site or resulting from an
act or omission making data contained within this site unavailable. This site may provide links to other web sites.
Third parties, over whom Financial Focus exercises no control, maintain these
web sites. Financial Focus expressly disclaims any responsibility for the
content, accuracy of information, and availability of and/or quality of
products, services or software provided by or advertised on any third-party
web sites. If you leave this site through a hyperlink, or any other means,
you do so at your own risk. Financial Focus is not responsible or liable for
any content or other materials on or available through such sites or any
losses related thereto. Financial Focus’Focus’s web site is limited to the
dissemination of general information regarding its investment advisory
services to United States residents residing in states where providing such
information is not prohibited by applicable law. Accordingly, the publication of Financial
Focus’Focus’s web site on the Internet should not be construed by any
consumer and/or prospective client as a solicitation to effect, or attempt to
effect transactions in securities, or the rendering of personalized
investment advice for compensation, over the Internet. Furthermore, the information resulting from
the use of tools or other information on this website should not be
construed, in any manner whatsoever, as the receipt of, or a substitute for,
personalized individual advice. The information on this site shall not be
considered a solicitation to buy or an offer to sell a security to any person
in any jurisdiction where such offering or solicitation would be unlawful
under the securities laws of such jurisdiction. Financial Focus makes no
representations or warranties that this site content is applicable to or
appropriate for use in locations outside of the United States. Copyright/Trademark/License All content, information, products and services
available on or through this site are owned, licensed or controlled by
Financial Focus or its affiliates. This website is also protected under
United States copyright laws. This site is copyright ©2010 Financial Focus,
LLC. All rights reserved. No permission is granted to copy, distribute,
modify, post or frame any text, graphics, video, audio, software code, or
user interface design or logos. Without the advance written permission of
Financial Focus you may not sell, copy, publish, "mirror" on any
other server, distribute, modify, transfer or reproduce any material
contained on this site. Notwithstanding the foregoing, any materials provided
by third parties may be subject to additional and/or different terms of use
and restrictions that control the use of such materials. Unauthorized use of
any material contained on this site may violate copyright laws, trademark
laws, trade secret laws, the laws of privacy and publicity, and
communications regulations and statutes. Request for consent must be made in
writing and should be mailed to Financial Focus, LLC, 70 South Orange Avenue,
Suite 245, Livingston, NJ 07039. Timeliness of Content and Disclaimers The information available on this site is reviewed
and updated with due diligence on a regular basis, however, information
available on this site may become outdated. Financial Focus does not assume
any liability or guarantee for the timeliness, accuracy and completeness of
the information provided herein. Financial Focus makes reasonable efforts to
obtain content for this site from
sources it believes to be reliable, but makes no representation or warranty
that the information available on this site is correct, accurate, complete or
reliable. The information on this site is provided for informational purposes
only and is subject to change without notice. Nothing contained on this site
constitutes investment, legal, tax or other advice nor is it to be relied on
in making an investment or any other decision. The investments and strategies
discussed on this site may not be suitable for you and you should consult
with your personal tax, legal and investment advisers before making any
investment decision. Indemnification You agree to indemnify and hold harmless Financial
Focus its subsidiaries, affiliates, members, shareholders, officers,
directors, employees, and agents from and against any and all claims,
proceedings, liabilities, damages, losses, costs and expenses, including
reasonable attorney's fees and litigation expenses, relating to or arising
from your access to or use of this site and any breach by you of these terms
and conditions or other improper act or omission by you. Amendment of these
terms and conditions may only be made in writing by Financial Focus. Financial Focus shall not, in any event, be liable
for any direct or indirect, special, incidental or consequential damages,
including but not limited to lost profits, trading or other losses, expenses
and damages that result from inconvenience, delay or loss of use of this
site, arising in connection with use of this site or the products and
services available on or through this site, even if Financial Focus or its
representatives, are advised of the possibility of such damages or losses. Financial Focus is an SEC registered investment
adviser with offices in New Jersey.
Financial Focus and its representatives are in compliance with the
current registration and notice filing requirements imposed upon SEC
registered investment advisers by those states in which Financial Focus
maintains clients. Financial Focus may
only transact business in those states in which it is notice filed, or
qualifies for an exemption or exclusion from notice filing requirements. Any subsequent, direct communication by
Financial Focus with a prospective client shall be conducted by a
representative that is either registered or qualifies for an exemption or
exclusion from registration in the state where the prospective client
resides. For information pertaining to
the registration status of Financial Focus please contact the United States
Securities and Exchange Commission on their web site at
www.adviserinfo.sec.gov.
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